Creditor Services

Consumer Services

Free Credit Report


Did you know that as a consumer you have free access to your own credit report one time per year? Log on to www.annualcreditreport.com to access your credit report for free, one time per year. Find out what lenders and credit card companies are looking at regarding YOUR credit.

If you need to contact a credit-reporting agency regarding your credit report, they will usually require that you have a copy of your credit report in hand. Somewhere on the report there will be an ‘access number’ or ‘report number’ that the bureaus will request of you.

  1. Go to www.annualcreditreport.com
  2. Get a copy of your credit report from each credit-reporting agency. There are three main agencies, TransUnion, Experian, and Equifax.
  3. Call or visit each credit bureau directly at:
www.experian.com
888-397-3742 Direct Free Credit Report
experian
www.equifax.com
800-685-1111 Direct Free Credit Report
File Claims Disputes at Web Address
equifax
www.transunion.com
800-916-8800 Claims Dispute
877-322-8228 Direct Free Credit Report
transunion

If you are a consumer, the content on this website was produced by a debt collection agency and any information obtained could be used for the collection of a debt. The information contained in this website should not be interpreted as legal advice. If you have questions regarding any interpretation of the law, contact your attorney.

© 2010 Oliver Adjustment Company of Kenosha & Racine Inc.
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